INDIAN BANK Q1 FY26 Results

Summary

Indian Bank has announced its financial results for the first quarter of the fiscal year 2025-26, ended on June 30, 2025. The bank has reported a 23.69% Year-over-Year (YoY) increase in net profit, amounting to ₹2,973 Crore compared to ₹2,403 Crore in the same quarter of the previous year.

Key Highlights

1. 1

   Net Profit up by 23.69% YoY at ₹2,973 Cr in Jun’25 from ₹2,403 Cr in Jun’24

2. 2

   Operating Profit improved by 5.97% YoY to ₹4,770 Cr in Jun’25 from ₹4,502 Cr in Jun’24

3. 3

   Net Interest Income increased by 2.93% YoY to ₹6,359 Cr in Jun’25 from ₹6,178 Cr in Jun’24

4. 4

   Return on Assets (RoA) up by 14 bps to 1.34% in Jun’25 from 1.20% in Jun’24

5. 5

   Return on Equity (RoE) increased by 50 bps to 20.26% in Jun’25 from 19.76% in Jun’24

6. 6

   Gross Advances increased by 11.50% YoY to ₹6,01,147 Cr in Jun’25 from ₹5,39,123 Cr in Jun’24

7. 7

   Total Deposits increased by 9.26% YoY and reached to ₹7,44,289 Cr in Jun’25 as against ₹6,81,183 Cr in Jun’24

8. 8

   GNPA decreased by 76 bps YoY to 3.01% in Jun’25 from 3.77% in Jun’24, NNPA reduced by 21 bps to 0.18% in Jun’25 from 0.39% in Jun’24

9. 9

   Capital Adequacy Ratio stood at 17.80%. CET-1 at 15.26% and Tier I Capital stood at 15.74% in Jun’25

10. 10

    Earnings Per Share (EPS) increased by 23.69% to ₹88.28 in Jun’25 from ₹71.37 in Jun’24