Niva Bupa Health Insurance Company Ltd Q1 FY26 Results
NIVABUPAQ1 FY26 ResultsAnnounced 31 Jul 2025, 05:45 pm| Metric | Value (₹ Cr) | vs Q4 FY25 |
|---|---|---|
| Revenue | 1.3K | 19.4% |
| Total Income | 1.3K | 16.4% |
| Expenditure | 1.5K | 1.1% |
| PBT | -91.44 | 144.4% |
| Net Profit | -91.44 | 144.4% |
| OPM | -11.10% | 17.17pp |
| NPM | -6.99% | 20.16pp |
| EPS | 0.50 | 55.8% |
Niva Bupa Reports 97% PAT Growth in Q1 FY26, Achieves 10% Retail Health Market Share
31 Jul 2025 · 31 Jul 2025, 06:17 pm
Summary
Niva Bupa Health Insurance reported an IFRS PAT of 270.1 crore in Q1 FY26, reflecting a 97% Y-o-Y growth. The company's GWP grew by 28% Y-o-Y to 21,875 crore and by 11% Y-o-Y to 31,632 crore. The number of lives insured surged by 50% Y-o-Y to 22.5 million. Niva Bupa improved its retail market share to 10%. The claims settlement ratio was 93.6% and the Expense of Management (EoM) ratio was 35.9% in Q1 FY26.
Key Highlights
- 1
97% Y-o-Y growth in PAT
- 2
GWP grew by 28% Y-o-Y to 21,875 crore
- 3
GWP grew by 11% Y-o-Y to 31,632 crore
- 4
50% Y-o-Y increase in the number of lives insured to 22.5 million
- 5
Retail market share improved to 10%
- 6
Claims settlement ratio of 93.6%
- 7
Expense of Management (EoM) ratio of 35.9%
Management Comments
Krishnan Ramachandran
Well begun is half done, and with the positive performance in Q1 FY26, we are confident in sustaining our growth trajectory for the rest of the financial year. The increase in the number of lives insured, along with our strong financial position and operational efficiency, underscores the foundation of our success. We remain committed to expanding our reach, enhancing customer value, and driving sustainable long-term growth.
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