| Metric | Value (₹ Cr) | vs Q4 FY25 |
|---|---|---|
| Revenue | 2.4K | 0.5% |
| Total Income | 3.0K | 1.3% |
| Expenditure | 2.3K | 2.2% |
| PBT | 433.24 | 5.7% |
| Net Profit | 322.17 | 5.9% |
| OPM | 28.47% | 0.33pp |
| NPM | 10.80% | 0.82pp |
| EPS | 1.23 | 6.1% |
South Indian Bank Posts Robust Net Profit of Rs. 321.95 Cr. in Q1 FY 2025-26, Achieves Highest Ever Business of Rs. 2,02,119 Cr.
17 Jul 2025 · 17 Jul 2025, 03:45 pm
Summary
South Indian Bank has announced its financial results for Q1 FY 2025-26, posting a net profit of Rs. 321.95 Crore and achieving the highest ever business of Rs. 2,02,119 Crore. The bank has seen growth in various areas such as gross advances, retail deposits, NRI deposits, and CASA.
Key Highlights
- 1
Highest ever business of Rs. 2,02,119 Cr.
- 2
Operating Profit increased by 32.41% to Rs. 672.20 Cr.
- 3
GNPA is down by 135 bps from 4.50% to 3.15%.
- 4
NNPA decreased by 76bps from 1.44% to 0.68%.
- 5
PCR including write off increased by 960 bps from 79.22% to 88.82%.
- 6
Retail Deposit grew by Rs. 9,623 Crore from Rs. 99,745 Crore to Rs. 1,09,368 Crore.
- 7
NRI Deposit grew by Rs. 2,190 Crore from Rs. 30,103 Crore to Rs. 32,293 Crore.
- 8
CASA grew by 9.06% Y-o-Y from Rs. 33,195 Crore to Rs. 36,204 Crore.
- 9
Gross advances grew by Rs. 6,617 Crore from Rs. 82,580 Crore to Rs. 89,198 Crore.
- 10
Personal Segment grew by Rs. 5,034 Crore from Rs. 19,188 Crore to Rs. 24,222 Crore.
- 11
Gold Loan portfolio grew by Rs. 1,129 Crore from Rs. 16,317 Crore to Rs. 17,446 Crore.
- 12
Housing Loan grew by Rs. 3,380 crore from Rs. 5,138 Crore to Rs. 8,518 Crore.
- 13
Vehicle Loan grew by 27% Y-o-Y from Rs. 1,741 Crore to Rs. 2,217 Crore.
Management Comments
Mr. P R Seshadri
MD & CEO
While announcing the financial results, I am pleased to share that our strategy continues to center around sustained profitability, superior asset quality, a resilient loan book, and a robust retail liability portfolio. We are sharpening our organizational structure and leveraging digital technology to effectively achieve our business objectives.
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