SOUTH INDIAN BANK LTD. Q3 FY26 Results

Summary

South Indian Bank Ltd has reported a record quarterly net profit of Rs. 374 Cr. for the third quarter of the financial year 2025-26, ended 31st December 2025. This represents a growth of 9% compared to the same quarter in the previous financial year.

Key Highlights

1. 1

   Net Profit of the Bank for quarter is up by 9% from Rs. 341.87 Cr. in Q3 FY25 to Rs. 374.32 Cr. in Q3 FY26

2. 2

   Net Profit of the Bank for the 9-month ended has increased by 9% to Rs. 1047.64 Cr. for Dec-25 when compared with Rs. 960.69 Cr. for Dec-24

3. 3

   Pre-Provisioning Operating Profit for quarter is up by 10% from Rs. 528.84 Cr. in Q3 FY25 to Rs. 584.33 Cr. in Q3 FY26

4. 4

   Non-Interest Income increased from Rs. 409.22 Cr. to Rs. 485.93 Cr., registering a growth of 19% on Y-o-Y basis

5. 5

   Gross NPA reduced by 163 bps from 4.30% to 2.67% on Y-o-Y basis

6. 6

   Net NPA dropped by 80 bps from 1.25% to 0.45% on Y-o-Y basis

7. 7

   Return on Assets continued to remain above 1%

8. 8

   Slippage Ratio reduced by 17 bps from 0.33% in Q3 FY25 to 0.16% in Q3 FY26

9. 9

   Deposits > Retail Deposit grew by Rs. 13,142 Cr. from Rs. 1,02,421 Cr. to Rs. 1,15,563 Cr., showing an increase of 13% on Y-o-Y basis

10. 10

    > NRI Deposit grew by Rs. 2,833 Cr. from Rs. 31,132 Cr. to Rs. 33,965 Cr., showing an increase of 9% on Y-o-Y basis

11. 11

    > CASA grew by 15% on Y-o-Y basis with growth in Savings Bank by 14% and Current Account by 20% respectively

12. 12

    > Gross Advances grew by Rs. 9,798 Cr. from Rs. 86,966 Cr. to Rs. 96,764 Cr., showing an increase of 11% on Y-o-Y basis

13. 13

    > Corporate Segment went up by Rs. 3,397 Cr. from Rs. 34,956 Cr. to Rs. 38,353 Cr., showing an increase of 10% on Y-o-Y basis

14. 14

    > Gold Loan portfolio went up by Rs. 4,337 Cr. from Rs. 16,966 Cr. to Rs. 20,952 Cr., showing an increase of 26 % on Y-o-Y basis

15. 15

    > Vehicle Loan grew by 24% Y-o-Y from Rs. 1,938 Cr. to Rs. 2,393 Cr. Y-o-Y growth