STATE BANK OF INDIA Q4 FY25 Results

Summary

State Bank of India (SBI) has reported its financial results for the quarter and year ended 31.03.2025. The bank's operating profit for FY25 crossed ₹1 lakh crore, growing by 17.89% YoY to ₹1,10,579 crores. The net profit for FY25 stands at ₹70,901 crores, witnessing a growth of 16.08% YoY. The bank's ROA and ROE for FY25 stand at 1.10% and 19.87% respectively. The net interest income (NII) for FY25 increased by 4.43% YoY. The whole bank and domestic NIM for FY25 stand at 3.09% and 3.22% respectively. The whole bank and domestic NIM for Q4FY25 stand at 3.00% and 3.15% respectively. The bank's whole bank advances grew by 12.03% YoY with domestic advances growing by 11.56% YoY. The bank's gross NPA ratio at 1.82% improved by 42 bps YoY. The capital adequacy ratio (CAR) as at the end of FY25 stands at 14.25%.

Key Highlights

1. 1

   Operating Profit for FY25 crosses ₹1 lakh crore, growing by 17.89% YoY

2. 2

   Net Profit for FY25 grows by 16.08% YoY to ₹70,901 crores

3. 3

   Whole Bank Advances grow by 12.03% YoY with Domestic Advances growing by 11.56% YoY

4. 4

   Gross NPA ratio improves by 42 bps YoY to 1.82%

5. 5

   Capital Adequacy Ratio (CAR) stands at 14.25%