UCO BANK Q1 FY26 Results

Summary

UCO Bank has reported a 10.16% Y-o-Y growth in net profit for the first quarter of the financial year 2025-26. The total business of the bank stood at Rs.5,23,736 Crore, showing an increase of 13.51% Y-o-Y. The bank's gross advances increased by 16.48% Y-o-Y to Rs.2,25,101 Crore and total deposits grown by 11.37% Y-o-Y to Rs.298635 Crore. The bank's net profit for the quarter ending 30.06.2025 stood at Rs.607 Crore as against Rs.551 Crore for the same period of the preceding year.

Key Highlights

1. 1

   Total Business stood at Rs.5,23,736 Crore as on 30.06.2025 showing an increase of 13.51% Y-o-Y

2. 2

   Gross Advances increased by 16.48% Y-o-Y to Rs.2,25,101 Crore

3. 3

   Total Deposits grown by 11.37% Y-o-Y to Rs.298635 Crore

4. 4

   Net profit for the quarter ending 30.06.2025 stood at Rs.607 Crore as against Rs.551 Crore for the same period of preceding year, registering a growth of 10.16% Y-o-Y

5. 5

   Operating Profit for the quarter ended 30.06.2025 stood at Rs.1,562 Crore as against 1,321 Crore showing an increase of 18.24% Y-o-Y basis

6. 6

   RAM segment of the Bank increased by 23.47 % to Rs. 1,25,927 Crore on Y-o-Y

7. 7

   Gross NPA reduced by 69 bps Y-o-Y to 2.63 % as on 30.06.2025

8. 8

   Capital Adequacy Ratio (CRAR) stood at 18.39% as on 30.06.2025

9. 9

   Total Business grew by 13.51% Y-o-Y to Rs. 5,23,736 Crore as on 30.06.2025

10. 10

    Gross Advances grew 16.48% Y-o-Y to Rs.2,25,101 Crore as on 30.06.2025

11. 11

    Retail Advances stood at Rs.56,195 Crore as on 30.06.2025 as against Rs.42,985 Crore as on 30.06.2024

12. 12

    Agriculture Advances stood at Rs.29,961 Crore as on 30.06.2025 as against Rs.25,950 Crore as on 30.06.2024

13. 13

    Advances to MSME sector stood at Rs.39,771 Crore as on 30.06.2025 as against Rs.33,051 Crore as on 30.06.2024

14. 14

    Net Interest Income (NII) for the quarter ended 30.06.2025 stood at Rs.2,403 Crore registering a growth of 6.61% Y-o-Y basis

15. 15

    Gross NPA improved to 2.63 % as on 30.06.2025 as against 3.32% as on 30.06.2024

16. 16

    Net NPA improved to 0.45 % as on 30.06.2025 as against 0.78% as on 30.06.2024

17. 17

    UCO bank secures the 2nd runner up position under the top improvers category in the EASE 7.0 reforms index

18. 18

    2™ Position awarded to UCO Bank for outstanding performance in Digital Payments for FY-2022-23

19. 19

    Bank has 2033 (61%) branches in rural & semi-urban areas

20. 20

    Bank has 2575 ATMs and 10920 BC Points making the total number of 16803 touch points as on 30.06.2025