| Metric | Value (₹ Cr) | Q2 FY26 | Q3 FY25 |
|---|---|---|---|
| Revenue | 6.7K | 1.8% | 6.9% |
| Total Income | 7.5K | 1.3% | 1.6% |
| Expenditure | 5.8K | 0.6% | 0.4% |
| PBT | 1.2K | 12.7% | 15.9% |
| Net Profit | 739.51 | 19.3% | 15.8% |
| OPM | 25.26% | 0.58pp | |
| NPM | 9.83% | 1.48pp | 1.20pp |
| EPS | 0.59 | 20.4% | 11.3% |
UCO Bank Reports 15.65% Y-o-Y Growth in Net Profit for Q3 FY-2025-26
17 Jan 2026 · 17 Jan, 4:00 pm
Summary
UCO Bank has reported a 15.65% Y-o-Y growth in net profit for the third quarter and nine months ended 31st December 2025. The bank's total business stood at Rs.5,53,680 Crore, registering a growth of 13.25% on Y-o-Y basis. Gross advances grew by 16.74% to Rs.2,43,594 Crore and total deposits grew by 10.64% to Rs.3,10,086 Crore. The bank's CASA ratio improved by 44bps to 38.41%. The bank also reported a reduction in NPA, with gross NPA reducing by 50 bps to 2.41% and net NPA reducing by 27 bps to 0.36%. The bank's Capital Adequacy Ratio stood at 17.43% with Tier I Capital Ratio of 15.41%.
Key Highlights
- 1
Total Business of the Bank stood at Rs.5,53,680 Crore as on 31.12.2025
- 2
Gross Advances grew by 16.74% on Y-o-Y basis to Rs.2,43,594 Crore
- 3
Total Deposits grew by 10.64% on Y-o-Y basis to Rs.3,10,086 Crore
- 4
CASA ratio improved by 44bps to 38.41%
- 5
Net profit for the quarter ending 31.12.2025 stood at Rs.739 Crore
- 6
Operating Profit for the quarter ended 31.12.2025 stood at Rs.1,680 Crore
- 7
Net Interest Margin (NIM)- Global stood at 3.08%
- 8
RAM segment of the Bank increased by 25.86 % to Rs. 1,43,919 Crore
- 9
Gross NPA reduced by 50 bps Y-o-Y to 2.41 % as on 31.12.2025
- 10
Capital Adequacy Ratio (CRAR) stood at 17.43% as on 31.12.2025
Management Comments
Not Provided
Not provided in the document.
Informational and educational content only. Not investment advice.