FEDERAL BANK LTD.

Federal Bank Ltd has submitted its Business Responsibility and Sustainability Report (BRSR) for the Financial Year 2025-26, as required by SEBI regulations. The report, which is also part of the bank's Integrated Annual Report, details corporate identity, operational data, employee statistics, and market reach. The bank operates on a standalone reporting basis and received reasonable assurance for BRSR Core KPIs and limited assurance for non-core KPIs from Bureau Veritas Industrial Services (India) Pvt Ltd. The report covers the bank's extensive operations across India and its international presence.

Federal Bank Ltd has announced its 95th Annual General Meeting (AGM) will be held on August 21, 2026, via Video Conferencing (VC) / Other Audio-Visual Means (OAVM). The bank will submit its Integrated Annual Report for FY 2025-26 and the Notice of the AGM. The Record Date for determining eligibility for the Final Dividend for FY 2025-26 has been fixed as August 14, 2026. The proposed final dividend is ₹1.20 per equity share. The AGM agenda includes adopting financial statements, approving the final dividend, and re-appointing the Managing Director & CEO, Mr. Krishnan Venkat Subramanian. Electronic voting will be available from August 18 to August 20, 2026.

Federal Bank Ltd has announced its 95th Annual General Meeting (AGM) will be held on Friday, August 21, 2026, at 11 AM IST via Video Conferencing (VC)/Other Audio-Visual Means (OAVM). The bank is submitting its Integrated Annual Report for FY 2025-26 along with the AGM notice. A record date of Friday, August 14, 2026, has been fixed for determining eligibility for the proposed final dividend of ₹1.20 per equity share for FY 2025-26. E-voting will be open from August 18 to August 20, 2026. Key agenda items include adopting financial statements, approving the final dividend, and re-appointing the Managing Director & CEO, Mr. Krishnan Venkat Subramanian.

Federal Bank Ltd has announced that Friday, August 14, 2026, has been fixed as the 'Record Date'. This date is crucial for determining which shareholders are eligible to receive the Final Dividend, if declared at the upcoming Annual General Meeting (AGM). The dividend is for the Financial Year ended March 31, 2026, and has been recommended by the Bank's Board of Directors. The bank has also uploaded this information on its website as per SEBI (LODR) Regulations, 2015.

Federal Bank Ltd announced its Board of Directors has approved a proposal to raise funds up to ₹10,000 Crores through the issuance of various debt instruments. These include AT1 bonds, Tier II bonds, long-term bonds (for infrastructure and affordable housing), Masala Bonds, Green Bonds, and non-convertible debentures. The fundraising will be conducted on a private placement basis in domestic and/or overseas markets, subject to shareholder and regulatory approvals. This move aims to bolster the bank's capital base and support future growth initiatives.

Federal Bank's Board of Directors, in a meeting held on July 17, 2026, recommended the re-appointment of Mr. Sankarshan Basu as an Independent Director for a second three-year term. The board also approved the borrowing of funds up to ₹10,000 Crores through various debt instruments, subject to shareholder approval. Additionally, the 95th Annual General Meeting is scheduled for August 21, 2026, and the record date for determining eligibility for the final dividend (if declared) and voting rights for the AGM has been set as August 14, 2026. Independent Director Mr. Ramanand Mundkur will not seek re-appointment.

Federal Bank reported a record quarterly profit of ₹1,176.93 crore for Q1 FY27, a 36.57% year-on-year increase. Net interest income grew by 26.06% to ₹2,945.89 crore, and net interest margin (NIM) expanded by 39 basis points to 3.33%. Asset quality improved significantly, with Net NPA at a decadal low of 0.18% and Gross NPA at 1.52%. Total business reached nearly ₹6 lakh crore, with deposits up 11.37% and advances up 14.94%. CASA balances grew 18.26%, and the CASA ratio improved to 32.23%. The bank also saw strong growth in chosen segments like Commercial Banking and Credit Cards. Cost-to-Income ratio improved to 52.50%.

Federal Bank Limited announced that its Board of Directors has approved the Consolidated and Standalone Unaudited Financial Results for the quarter ended June 30, 2026. The results were reviewed and recommended by the Audit Committee. The Board meeting, which resumed at 12:00 p.m. on July 17, 2026, approved the results at 01:10 p.m. The financial results, along with the Limited Review Report from the Joint Statutory Auditors, have been submitted. The information is also available on the bank's website.

Federal Bank delivered a strong year-on-year quarter for Q1 FY27 (June 2026). Consolidated net profit rose 36.8% to ₹1,256 Cr from ₹918 Cr a year ago, and standalone PAT climbed 36.6% to ₹1,177 Cr — the two bases tell the same story, so there is no divergence for readers to reconcile. Consolidated interest earned grew 9.9% YoY to ₹7,862 Cr and total income reached ₹8,943 Cr. The result was sequentially softer (PAT -6.3%, revenue -1.1% vs Q4 FY26's ₹1,341 Cr / ₹7,947 Cr), but that comparison is against an inflated March base and is the weaker lens; the clean YoY read is what anchors the quarter. The profit growth was margin-led. Consolidated operating profit rose 22.7% YoY to ₹2,094 Cr, lifting net profit margin to 14.5% (from 11.4% YoY) and operating margin to 26.6% (from 23.9% YoY). Both margins eased from Q4's 15.3%/31.2%, reflecting the full-quarter drag of the February 2026 repo cut on loan yields plus the absence of Q4's one-offs (a ₹457 Cr interest-on-income-tax-refund credit and a ₹115 Cr tax write-back that flattered the March quarter). Asset quality strengthened further: gross NPA fell to 1.52% (1.62% in Q4, 1.91% YoY) and net NPA to 0.18%, letting standalone provisions drop to ₹318 Cr from ₹400 Cr YoY — a key support to the bottom line. Return on assets improved to 0.30% (unannualised) from 0.25% YoY. Against the backdrop, no firm street PAT consensus was on record; a Univest trailing-growth model pegged revenue at ₹7,221–8,133 Cr, and the ₹7,862 Cr print landed in the upper half. Management gave no quantitative FY27 profit target on the Q4 call but guided to NIM expansion via a mix shift into Commercial Banking, LAP and Gold Loans, a 50–60 bps credit-cost band, a 36% CASA goal and ~100 new branches — the YoY margin expansion and cyclically low GNPA this quarter are directionally consistent with that narrative, though FY26 credit cost had overshot at 73 bps. Concurrent developments frame the print: subsidiary Fedbank Financial Services reported Q1 PAT of ₹114 Cr (+52% YoY), aiding consolidation; IFC funds sold a 1.93% stake in June (holding to 5.28%); RBI approved Elias George as part-time Chairman; and the bank appointed Price Waterhouse and K S Aiyar as joint statutory auditors.

Federal Bank Ltd has announced that its Board of Directors will convene on July 17, 2026, to consider and approve the Unaudited Standalone and Consolidated Financial Results for the quarter ended June 30, 2026. The meeting will also discuss borrowing plans, including issuing debt instruments like AT1 bonds, Tier II bonds, Masala Bonds, and ESG bonds for infrastructure, affordable housing, and green initiatives. The bank also confirmed the closure of its trading window from July 1, 2026, to July 19, 2026, for designated persons and their relatives, in compliance with SEBI's insider trading regulations.