Bandhan Bank Ltd

Bandhan Bank Ltd. held an Analyst/Institutional Investors Meet on August 06, 2026, in Singapore. The meeting provided an update to select investors, including North Rock Capital Management, Schonfeld Strategic Advisors, and Oxbow Capital Management. This disclosure follows a prior communication dated August 01, 2026, and is also available on the bank's website. The event was a group meeting aimed at engaging with key financial stakeholders.

Bandhan Bank Limited has published its Business Responsibility and Sustainability Report (BRSR) for the Financial Year 2025-26. The report, forming part of the Integrated Annual Report, details the bank's corporate identity, registered and corporate addresses, and contact information for queries. It confirms the reporting is on a standalone basis as the bank has no subsidiaries or associate companies. The report also outlines the bank's business activities, which are 100% in banking products and services, serving 31.8 million customers across retail and wholesale segments. Operations are spread across 6,793 locations nationwide, including branches and ATMs. The report also provides employee details as of FY2025-26, with 75,397 permanent employees, of which 88% are male and 12% are female. CNK & Associates LLP provided reasonable assurance on BRSR Core parameters.

Bandhan Bank Limited has announced its 12th Annual General Meeting (AGM) scheduled for Monday, August 24, 2026, at 11:00 AM IST, to be conducted via Video Conferencing (VC)/Other Audio-Visual Means (OAVM). The bank has also submitted its Integrated Annual Report for the Financial Year 2025-26. Shareholders have the option to exercise their voting rights electronically ('e-voting') from August 20 to August 23, 2026, or during the AGM. The cut-off date for voting eligibility is August 17, 2026. The bank has fixed August 17, 2026, as the Record Date for dividend purposes, with any declared dividend to be paid within 30 days of its declaration. The AGM Notice and Annual Report are available on the bank's website, and dispatch has commenced via electronic mode.

SBI Mutual Fund, through its various schemes, has increased its shareholding in Bandhan Bank Ltd. The fund acquired a net of 2,59,97,814 shares, representing 1.6137% of the paid-up share capital. This acquisition brings SBI Mutual Fund's total holding to 11,48,94,258 shares, which constitutes 7.1314% of Bandhan Bank's total paid-up share capital. The previous disclosure indicated a holding of 5.0432%. The transactions were executed via market purchases.

Bandhan Bank Ltd announced its 12th Annual General Meeting (AGM) will be held on August 24, 2026. The Record Date for determining eligibility for dividend payment has been set as August 17, 2026. The bank's Board of Directors also approved the unaudited financial results for Q1 FY27, ending June 30, 2026. Additionally, the bank announced changes in senior management, appointing Mr. Vinay Jain as interim CFO and extending Mr. Prakash E's term as Chief of Internal Vigilance.

Bandhan Bank reported standalone Q1 FY27 (quarter ended June 30, 2026) net profit of ₹501.67 Cr, up 34.9% YoY from ₹371.96 Cr and beating street, which had modelled ~₹460 Cr (+23%). The entire beat is a credit-cost story: provisions (other than tax) fell 40% YoY to ₹682.6 Cr (from ₹1,146.9 Cr) as the microfinance (EEB) book normalised, with GNPA improving to 3.1% (from 5.0% YoY) and Net NPA to 0.9%. Interest earned rose just 2.8% YoY to ₹5,630.55 Cr and net total income was near-flat at ₹3,524 Cr (+1.2%), so the profit growth did not come from the topline. Underneath the headline, operating profit before provisions actually fell 18.6% YoY to ₹1,358.1 Cr, because operating expenses outran income — employee cost rose to ₹1,358.3 Cr (from ₹1,123.6 Cr), including a one-off ₹60.83 Cr additional gratuity liability recognised on adoption of the new Labour Codes, and IT operating expenses nearly doubled to ₹156.2 Cr. Adjusting out that ₹60.83 Cr one-off gratuity charge, underlying PAT growth is closer to ~47% YoY. NIM was flat sequentially at 6.2% and NII grew 5.9% YoY to ₹2,921 Cr. Net profit margin (on total income) expanded to 8.05% from 6.00% a year ago, though it eased from 8.62% in Q4 — a QoQ dip that also shows in the 6.1% sequential PAT decline off a strong ₹534 Cr March quarter. Against the Q4 concall guidance, the read is mixed-to-on-track: management's 14-15% credit-growth aim was exceeded (gross advances +16.4% YoY to ₹1.56 lakh Cr, secured loans +27% and now ~57% of the book), and its call for moderating credit costs is clearly playing out. But the guided 10-20 bps near-term NIM improvement has not yet shown — NIM held flat at 6.2%. This is the first result under a leadership transition on the finance side: CFO Rajeev Mantri resigned (last day Sep 25, 2026) and the board approved Vinay Jain as interim CFO from Sep 26. MD & CEO Partha Pratim Sengupta framed the quarter as reflecting "the resilience of Bandhan Bank's franchise"; the numbers support that on asset quality and profit, but not on core operating leverage, which is where next quarter's proof lies.

Bandhan Bank Limited announced the grant of 8,300 Equity Stock Options (ESOPs) under its Employee Stock Option Plan Series 1 to eligible employees. The options were granted on July 17, 2026, at a price of Rs. 214.42 per option. These ESOPs will vest in tranches over four years, with 25% vesting annually. The exercise period for these options is a maximum of five years from the respective vesting dates. The grant is in compliance with SEBI regulations.

Bandhan Bank Ltd has announced the approval of a Trading Plan submitted by Mr. Manohar Kumar Jha, a Designated Person, under the SEBI (Prohibition of Insider Trading) Regulations, 2015, and the bank's internal PIT Code. The plan, approved by the Compliance Officer on July 17, 2026, outlines the intention to sell 2817 equity shares of the bank between November 19, 2026, and November 25, 2026. The designated person has confirmed compliance with PIT regulations, including the irrevocability of the plan and adherence to trading windows and price limits. This disclosure is also available on the bank's website.

Bandhan Bank Ltd has announced the approval of a Trading Plan submitted by Mr. Pankaj Kumar Gupta, a Designated Person and Vice President, Team Lead ALM Risk. The plan, approved by the Bank's Compliance Officer on July 17, 2026, outlines a sale of 4068 equity shares between November 19, 2026, and November 25, 2026, with a trade value limit of ₹214 on the open market. This submission is in accordance with SEBI's Prohibition of Insider Trading Regulations, 2015, and the bank's internal PIT Code. The designated person has confirmed compliance with regulations, including not trading during the cool-off period and adhering to price limits.

Bandhan Bank Ltd has announced that its Board of Directors will convene on July 21, 2026, to consider and approve the Unaudited Financial Results for the first quarter ended June 30, 2026. The bank has also scheduled an earnings call for analysts and investors on the same day to discuss quarterly performance. A trading window closure for designated persons and their relatives is in effect from July 1, 2026, until 48 hours after the financial results are declared.