StockWatch
·

ESAF Small Finance Bank Ltd

BSE: 544020

values in crores

Revenue & Profit Trend

in crores
RevenueExpenditureNet Profit
-422.00187.85797.701.4KQ2 FY2025Q3 FY2025Q4 FY2025Q1 FY2026Q2 FY2026Q3 FY2026Q4 FY2026

Margin Trend

percentage
OPM %NPM %
-27.07-6.2314.6135.45Q2 FY2025Q3 FY2025Q4 FY2025Q1 FY2026Q2 FY2026Q3 FY2026Q4 FY2026
PeriodQ4 FY2026Q3 FY2026Q2 FY2026Q1 FY2026Q4 FY2025Q3 FY2025Q2 FY2025
INCOME
Revenue1.2K+33.8%894.05+9.1%819.82-1.0%828.23-7.3%893.44-5.9%949.89-4.7%996.43
Other Income0.00-100.0%269.39+85.6%145.16-25.6%195.14+36.1%143.34+28.1%111.89+15.9%96.58
Total Income1.2K+2.8%1.2K+20.6%964.98-5.7%1.0K-1.3%1.0K-2.4%1.1K-2.9%1.1K
EXPENSES
Expenditure955.16+4.9%910.92+4.5%871.73-3.0%898.45-5.0%946.12+1.3%934.40-1.6%949.98
Tax3.58+78.1%2.01+105.1%-39.61-41.6%-27.98+51.5%-57.65-180.6%71.49+10.7%64.59
PROFIT
PBT27.09+196.7%9.13+105.9%-155.42-42.3%-109.20+54.7%-240.84+14.7%-282.39-10.9%-254.66
Net Profit23.51+230.2%7.12+106.1%-115.81-42.6%-81.22+55.7%-183.19+13.1%-210.90-11.0%-190.07
KEY METRICS
OPM %20.17%-8.07pp28.24%+16.87pp11.37%-3.71pp15.08%+4.93pp10.15%
NPM %1.96%+1.35pp0.61%+12.61pp-12.00%-4.06pp-7.94%+9.73pp-17.67%+2.19pp-19.86%-2.47pp-17.39%
EPS0.46+228.6%0.14-93.8%2.25+42.4%1.58-55.6%3.56+186.8%-4.10-11.1%-3.69

Corporate Events

Board MeetingESAFSFB
2026
14Aug

Board Meeting

The Tenth (10th) Annual General Meeting (“AGM or Meeting”) o…

BSE Filing
Board MeetingESAFSFB
2026
4Jun

Board Meeting

The Board of Directors approved the appointment of Shri. As…

BSE Filing
Board MeetingESAFSFB
2025
31Dec

Board Meeting

Financial Results for the Quarter and Nine Months ended Dece…

BSE Filing
Board MeetingESAFSFB
2025
3Nov

Board Meeting

Fund raising by way of issuance of Listed, Rated, Taxable, U…

BSE Filing
Board MeetingESAFSFB
2025
30Sep

Board Meeting

Financial Results for the quarter and half year ended Septem…

BSE Filing
Board MeetingESAFSFB
2025
1Aug

Board Meeting

Consider and approve the Unaudited Standalone Financial Resu…

BSE Filing
Board MeetingESAFSFB
2025
16May

Board Meeting

Audited Standalone Financial Results of the Bank for the qua…

BSE Filing
Board MeetingESAFSFB
2024
13Nov

Board Meeting

Consider and approve the Unaudited Standalone Financial Resu…

BSE Filing
Board MeetingESAFSFB
2024
8Mar

Board Meeting

Board meeting to consider and approve proposal to raise fund…

BSE Filing
Board MeetingESAFSFB
2024
23Feb

Board Meeting

Board approval of proposal to raise funds by issuing Tier II…

BSE Filing