Moneyboxx Finance Ltd

Moneyboxx Finance Limited announced that its Board of Directors has approved the un-audited financial results for the quarter ended June 30, 2026. The approval was given during a board meeting held on August 12, 2026. The company also submitted the Limited Review Report from its statutory auditors, Gaur & Associates. Additionally, the board approved the re-appointment of Mr. Deepak Aggarwal as Co-CEO, CFO & Whole Time Director for a further term of five years, subject to shareholder approval. The company also received board approval for an enabling authorization for issuing Non-Convertible Debentures and other securities up to INR 1200 Crore.

Moneyboxx Finance's standalone Q1 FY27 (quarter ended June 30, 2026) PAT came in at ₹0.21 Cr, down 15% year-on-year from ₹0.24 Cr and down 56% sequentially from ₹0.47 Cr in Q4 FY26. Revenue from operations fell to ₹52.02 Cr, down 11.9% YoY and 17.6% QoQ, with the core interest income line down 10.5% YoY to ₹45.15 Cr. Net profit margin held roughly flat at ~0.40% of total income (vs 0.41% a year ago) but total expenses ate up 99.5% of income, leaving a razor-thin cushion consistent with the company's small scale. No street/analyst consensus estimates for this quarter could be found in a web search — Moneyboxx is a sub-₹300 Cr net-worth NBFC without visible brokerage coverage, so vsStreet is unknown. Management gave no separate press release or commentary beyond the board-meeting outcome letter and financial statements this quarter. On management's own February 2026 concall guidance — AUM to cross ₹1,500 Cr by FY27 via a pivot to ~80% secured book by March 2027, credit costs normalizing below 2%, opex below 10% of average AUM within two years, and improving ROA/ROE from next fiscal — this quarter shows mixed but directionally consistent signals. The guided yield pressure from the secured shift appears to be playing out: interest income fell 10.5% YoY even as finance cost was nearly flat (+2.4% YoY to ₹21.10 Cr), pushing finance cost from 34.8% to 40.5% of total income — the squeeze is on the topline/yield side, not funding costs. Separately, impairment on financial instruments (credit cost) fell sharply to ₹2.19 Cr from ₹8.34 Cr a year ago and ₹12.04 Cr last quarter, a genuine positive that tracks toward the sub-2% credit-cost target, though the ratio can't be verified against average AUM since that figure wasn't disclosed. The core AUM growth target itself cannot be confirmed or denied from this filing. Asset quality and capitalisation remain healthy: Gross Stage 3 assets ratio is 0.73% and Net Stage 3 is 0.36%, with capital-to-risk-weighted-assets at 28.65% and a debt-equity ratio of 2.20 against net worth of ₹296.48 Cr. The quarter's corporate actions reinforce the funding and growth story rather than the P&L: the Board approved an enabling authorization for up to ₹1,200 Cr of NCDs/commercial paper, on top of ₹50 Cr of NCDs already allotted to Capri Global and ₹500 million more raised in the quarter (₹700 million over four months). The company also crossed ₹10 Cr in solar loan disbursements — a new secured lending vertical that aligns with the guided secured-portfolio pivot — and opened a new branch in Tamil Nadu. The Board also reapproved Deepak Aggarwal as Co-CEO, CFO & Whole-time Director for a further five years from September 15, 2026, signalling management continuity through this transition phase. Net: this quarter reads as a soft print on revenue and profit, both YoY and sequentially, with the redeeming feature being sharply lower credit costs — the next 1-2 quarters need to show the AUM and secured-mix numbers actually materialising for the guidance to be validated.

Moneyboxx Finance Ltd has announced that its Board of Directors will convene on August 12, 2026. The primary agenda item is to consider and approve the company's Unaudited Financial Results for the quarter ended June 30, 2026. Concurrently, the company has closed its trading window from July 01, 2026, until 48 hours after the financial results declaration, in compliance with SEBI (Prohibition of Insider Trading) Regulations, 2015. The financial results will also be available on the company's website.

Moneyboxx Finance Ltd has announced a significant milestone, crossing INR 10 crore in Renewable Energy (Solar) Loan disbursements. This achievement underscores the company's commitment to supporting India's clean energy transition and empowering MSMEs and rural entrepreneurs. The company aims to have 10% of its Assets Under Management (AUM) from Solar Loans by the end of FY27. This growth is facilitated by strategic partnerships with a leading solar OEM and a global climate foundation, which helps de-risk green lending. Moneyboxx Finance, a leading NBFC focused on small and micro-entrepreneurs, operates across 12 states with over 150 branches.

Moneyboxx Finance Limited announced the successful raise of INR 500 million through Non-Convertible Debentures (NCDs), subscribed by Capri Global Capital. This issuance brings the total funds raised via NCDs in the first four months of FY27 to INR 700 million. The company stated that this debt capital raise demonstrates strong confidence in its business model and growth prospects. The funds will be utilized to enhance outreach and provide financial support to small and micro-entrepreneurs in rural and semi-urban India. Moneyboxx Finance currently has a network of over 150 branches across 12 states and has raised over INR 15 billion in debt to date from 34 lenders.

Moneyboxx Finance Limited has approved the allotment of 50,000 Listed, Senior, Secured, Redeemable, Non-Convertible Debentures (NCDs) with a face value of INR 10,000 each, totaling INR 50 crore. The allotment was made on a private placement basis to Capri Global Capital Limited on July 21, 2026. These NCDs have a tenure of 24 months, with a maturity date of July 21, 2028. The coupon rate offered is 10.75% per annum, with scheduled interest and principal payments. The issue is secured by a first-ranking charge over identified receivables and/or fixed deposits, or pledge on NCDs. This move aims to strengthen the company's financial resources.

Moneyboxx Finance Limited, a prominent NBFC, has been honored with 4 awards (3 Gold, 1 Silver) at the BW Disrupt Festival of Fintech. The accolades recognize achievements in Financial Inclusion Fintech, Use of AI in Fintech, Customer Excellence Solution, and Fintech Innovation of the Year. The company's 'FaceID for Cattle' technology and 'phygital' lending approach, integrating digital convenience with human assistance, were highlighted. These awards underscore Moneyboxx's commitment to financial inclusion, technological innovation, and customer-centric solutions, particularly for underserved MSMEs and rural entrepreneurs.

Moneyboxx Finance Ltd has announced the opening of a new branch office located in Poonamallee, Chennai, Tamil Nadu. This expansion is in line with the company's growth strategy and aims to enhance its reach and service delivery in the region. The new branch is situated at Site No- Plot No 7, 1st Floor North Wing, Rukmani Nagar, 4th Street, Behind GRT Jewelers Poonamallee 600056. The company will also host this information on its official website, www.moneyboxxfinance.com, for public record.

Moneyboxx Finance Ltd has announced the closure of its trading window for designated persons and their immediate relatives. This closure is in compliance with SEBI (Prohibition of Insider Trading) Regulations, 2015. The window will remain shut from Wednesday, July 01, 2026, until 48 hours after the declaration of the audited financial results for the quarter ending June 30, 2026. The date of the board meeting to approve these results will be communicated later and will also be available on the company's website.

Moneyboxx Finance Ltd has announced the opening of a new branch office in Peenya, Bangalore, Karnataka. The announcement was made in compliance with Regulation 30 of the SEBI (Listing Obligation and Disclosure Requirements) Regulations 2015. The new branch is located at Site No-36, Plot No 3B, 3rd Floor, KIADB Main Road, Opp BWSSB Office, Peenya, 2ND Phase, Peenya Bangalore - 560058. Information will be available on the company website.