Quarterly ResultJul 23, 2026, 04:33 PM
USCB Financial Q2 Net Income $9.1M, EPS $0.49; Assets Top $3B
AI Summary
USCB Financial Holdings, Inc. reported strong second-quarter 2026 results, with net income rising to $9.1 million, or $0.49 per diluted share, compared to $8.1 million, or $0.40 per diluted share, in the same period last year. The company achieved record new loan fundings of $272.0 million, pushing total assets above $3 billion. Profitability and operational efficiency improved, with net interest margin increasing to 3.49% and the efficiency ratio improving to 49.97%. The Board also declared a quarterly cash dividend of $0.125 per share.
Key Highlights
- Net income for Q2 2026 was $9.1 million, up from $8.1 million in Q2 2025.
- Diluted EPS for Q2 2026 was $0.49, compared to $0.40 in Q2 2025.
- Record new loan fundings reached $272.0 million, driving a 14.6% annualized loan increase.
- Total assets surpassed $3.0 billion at June 30, 2026, an 11.0% increase from Q2 2025.
- Net interest margin improved to 3.49% in Q2 2026 from 3.28% in Q2 2025.
- Efficiency ratio improved to 49.97% in Q2 2026 from 51.77% in Q2 2025.
- Board declared a quarterly cash dividend of $0.125 per share.
Price Impact
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