Quarterly ResultJul 28, 2026, 01:56 PM
USCB Q2 Net Income $9.1M, EPS $0.49; Assets $3.0B
AI Summary
USCB Financial Holdings, Inc. reported strong financial results for the second quarter of 2026, with net income of $9.1 million and diluted earnings per share of $0.49. The company saw significant growth, with total assets exceeding $3.0 billion and average loans increasing by 15.0% annualized. Profitability metrics improved, including a net interest margin of 3.49% and an efficiency ratio of 49.97%, alongside exceptional asset quality with non-performing loans at just 0.09% of total loans. The Board of Directors also declared a quarterly cash dividend of $0.125 per share.
Key Highlights
- Net income was $9.1 million, or $0.49 per diluted share for Q2 2026.
- Total assets surpassed $3.0 billion at quarter-end.
- Average loans increased $81.2 million or 15.0% annualized over Q1.
- Net interest margin improved to 3.49% from 3.27% for Q1.
- Efficiency ratio improved to 49.97% from 52.34% for Q1.
- Non-performing loans totaled $2.1 million or 0.09% of total loans.
- Board declared a quarterly cash dividend of $0.125 per share.
Price Impact
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