USCB FINANCIAL HOLDINGS, INC.

USCB Financial Holdings, Inc. announced that its Board of Directors has declared a regular quarterly cash dividend of $0.125 per share of Class A common stock. The dividend is scheduled to be paid on December 4, 2026, to shareholders who are on record as of the close of business on November 16, 2026. The company noted that all future dividend payments are contingent upon quarterly review and approval by the Board of Directors.

USCB Financial Holdings, Inc. reported strong financial results for the second quarter of 2026, with net income increasing by 11.5% year-over-year to $9.08 million and diluted EPS rising 22.5% to $0.49. The company also saw significant growth in its balance sheet, with total assets reaching $3.02 billion, a 8.17% increase since December 31, 2025. Loans held for investment and total deposits also experienced healthy growth, alongside an increase in cash dividends declared.

USCB Financial Holdings, Inc. reported strong financial results for the second quarter of 2026, with net income of $9.1 million and diluted earnings per share of $0.49. The company saw significant growth, with total assets exceeding $3.0 billion and average loans increasing by 15.0% annualized. Profitability metrics improved, including a net interest margin of 3.49% and an efficiency ratio of 49.97%, alongside exceptional asset quality with non-performing loans at just 0.09% of total loans. The Board of Directors also declared a quarterly cash dividend of $0.125 per share.

USCB Financial Holdings, Inc. reported strong second-quarter 2026 results, with net income rising to $9.1 million, or $0.49 per diluted share, compared to $8.1 million, or $0.40 per diluted share, in the same period last year. The company achieved record new loan fundings of $272.0 million, pushing total assets above $3 billion. Profitability and operational efficiency improved, with net interest margin increasing to 3.49% and the efficiency ratio improving to 49.97%. The Board also declared a quarterly cash dividend of $0.125 per share.

USCB Financial Holdings, Inc. announced it will release its financial results for the second quarter ended June 30, 2026, after the market closes on Thursday, July 23, 2026. A conference call to discuss these results will be held the following day, Friday, July 24, 2026, at 11:00 AM Eastern Time. The call will feature Chairman, President, and CEO Luis de la Aguilera, along with CFO Robert Anderson and Chief Credit Officer Sergio Garrido.

USCB Financial Holdings, Inc. announced the appointment of Sergio E. Garrido as Senior Vice President and Chief Credit Officer of U.S. Century Bank, effective July 6, 2026. Garrido, who has over 15 years of commercial credit experience and more than 11 years at the Bank, succeeds William “Bill” Turner, who will retire on July 3, 2026. The company highlighted Garrido's deep institutional knowledge and leadership, emphasizing the carefully planned transition to ensure continuity and underscore internal talent development.

USCB Financial Holdings, Inc. announced the election of Ramon M. Rodriguez as an independent director for both the Company and its subsidiary, U.S. Century Bank, at the annual shareholders' meeting on May 26, 2026. Rodriguez is a seasoned banking executive with nearly four decades of experience in South Florida, having held leadership roles at Seacoast Bank, Apollo Bank, TotalBank, and City National Bank of Florida. Chairman, President, and CEO Luis de la Aguilera highlighted Rodriguez's extensive experience across commercial, retail, real estate, international banking, and risk management as an invaluable addition to the Board.

USCB Financial Holdings, Inc. reported a significant increase in net income and EPS for Q1 2026 compared to Q1 2025. The company saw strong growth in total interest income and net interest income before credit losses. Total assets, deposits, and loans held for investment also increased quarter-over-quarter, while non-accrual loans saw a slight rise. The company also increased its cash dividend.

USCB Financial Holdings, Inc. and U.S. Century Bank mutually terminated the Side Letter Agreement dated December 30, 2021, with Patriot Financial Partners II, L.P. and Patriot Financial Partners Parallel II, L.P. This termination applies solely to Patriot, while the terms related to Priam Capital Fund II, LP remain in effect. The termination follows the resignation of Patriot's representative, W. Kirk Wycoff, from the Company's and Bank's Boards of Directors on April 6, 2026. Patriot continues to beneficially own 10.2% of USCB's Class A Voting Common Stock and remains a party to the Registration Rights Agreement.

USCB Financial Holdings reported record net income of $9.4 million, or $0.51 per diluted share, for Q1 2026, marking a 22% increase year-over-year. The company achieved strong core earnings performance with annualized return on average assets (ROAA) rising to 1.34% and net interest income growing by 15.3%. Asset quality remained strong, with non-performing loans decreasing, while total assets, loans, and deposits all showed healthy growth.