AU Small Finance Bank Q1'FY27 Profit Up 37% YoY to ₹796 Cr

AU Small Finance Bank announced its Unaudited Financial Results for the quarter ended June 30, 2026. The bank reported a strong operating performance with profit after tax (PAT) growing 37% year-on-year to ₹796 crore. Net Interest Income (NII) increased by 32% YoY to ₹2,695 crore, and Net Interest Margin (NIM) expanded to 5.9%. Deposits grew 24% YoY to ₹1.58 lac crore, while loans grew 23% YoY to ₹1.44 lac crore. The bank maintained a healthy capital position and liquidity profile, with annualized RoA at 1.7% and RoE at 15.6%. Despite a challenging operating environment, the bank demonstrated resilient credit demand and disciplined execution, focusing on strengthening its balance sheet and expanding secured lending businesses.