StockWatch
·
Housing Finance Company
Quarterly Result5 Nov 2026, 05:31 pm

India Shelter Finance Q2FY27 PAT ₹146 Cr, Up 19% YoY

AI Summary

India Shelter Finance Corporation Ltd announced its unaudited financial results for the quarter and half-year ended September 30, 2026. The company reported a Profit After Tax (PAT) of ₹146 Crores for Q2FY27, marking a 19% year-on-year growth. Gross Assets Under Management (AUM) reached ₹11,997 Crores, a 23% YoY increase, with disbursements at ₹1,126 Crores, up 21% YoY. Normalized AUM growth was reported at 26-27%. The company also expanded its network by adding 5 new branches, bringing the total to 312. Key profitability metrics include Return on Assets (RoA) at 5.7% and Return on Equity (RoE) at 17.3% for Q2FY27. Asset quality remained stable with Gross Stage 3 assets at 1.5%. The company maintained a liquidity of ₹2,210 Crores and saw its cost of funds improve by 30bps YoY to 8.2%.

Key Highlights

  • Gross AUM grew 23% YoY to ₹11,997 Cr.
  • Disbursements increased 21% YoY to ₹1,126 Cr.
  • PAT for Q2FY27 rose 19% YoY to ₹146 Cr.
  • RoE stood at a healthy 17.3% in Q2FY27.
  • Asset quality remains stable with Gross Stage 3 at 1.5%.