
India Shelter Finance Q2FY27 PAT ₹146 Cr, Up 19% YoY
India Shelter Finance Corporation Ltd announced its unaudited financial results for the quarter and half-year ended September 30, 2026. The company reported a Profit After Tax (PAT) of ₹146 Crores for Q2FY27, marking a 19% year-on-year growth. Gross Assets Under Management (AUM) reached ₹11,997 Crores, a 23% YoY increase, with disbursements at ₹1,126 Crores, up 21% YoY. Normalized AUM growth was reported at 26-27%. The company also expanded its network by adding 5 new branches, bringing the total to 312. Key profitability metrics include Return on Assets (RoA) at 5.7% and Return on Equity (RoE) at 17.3% for Q2FY27. Asset quality remained stable with Gross Stage 3 assets at 1.5%. The company maintained a liquidity of ₹2,210 Crores and saw its cost of funds improve by 30bps YoY to 8.2%.
Key Highlights
- Gross AUM grew 23% YoY to ₹11,997 Cr.
- Disbursements increased 21% YoY to ₹1,126 Cr.
- PAT for Q2FY27 rose 19% YoY to ₹146 Cr.
- RoE stood at a healthy 17.3% in Q2FY27.
- Asset quality remains stable with Gross Stage 3 at 1.5%.
Price Impact
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