StockWatch
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Microfinance Institutions
Quarterly Result6 Aug 2026, 07:21 pm

Muthoot Microfin Q1 FY27 PAT ₹81 Cr, Up 12x YoY; Disbursements ₹2,645 Cr

AI Summary

Muthoot Microfin Limited announced its unaudited financial results for the first quarter ended June 30, 2026. The company reported a Profit After Tax (PAT) of ₹81.3 crore, a significant 12-fold increase year-on-year and a 14.4% increase quarter-on-quarter. Disbursements reached a record high of ₹2,645 crore, up 48.9% YoY, contributing to a Gross Loan Portfolio (GLP) of ₹14,457 crore, an 18% YoY growth. The Non-JLG portfolio expanded to 24%, and gold loan disbursements commenced under a co-lending partnership. CRISIL upgraded the long-term credit rating to AA-/Stable. Asset quality improved with GNPA at 3.70% and NNPA at 1.05%.

Key Highlights

  • Highest-ever Q1 disbursements of ₹2,645 crore, up 48.9% YoY.
  • PAT surged 12x YoY to ₹81.3 crore; AUM grew 18% YoY to ₹14,457 crore.
  • CRISIL upgraded long-term credit rating to AA-/Stable.
  • GNPA improved QoQ to 3.70%; NNPA reduced QoQ to 1.05%.
  • Non-JLG portfolio expanded to 24% of total AUM.