HDB Financial Services Ltd Q3 FY26 Results

Summary

HDB Financial Services Ltd, a non-deposit taking non-banking finance company, has reported a 22.1% increase in net interest income for the quarter ended December 31, 2025. The company's total gross loans stood at 2,14,577 crore, a growth of 12.2% compared to the same period last year. The profit before tax was 860 crore, a 34.3% increase compared to the same period last year. The profit after tax was 644 crore, a 36.3% increase compared to the same period last year.

Key Highlights

1. 1

   Asset under management (AUM) was 1,14,853 crore as on December 31, 2025 compared to 1,02,514 crore as on December 31, 2024, a growth of 12.0%

2. 2

   Total Gross Loans stood at 2,14,577 crore as on December 31, 2025 compared to 1,02,097 crore as on December 31, 2024, a growth of 12.2%

3. 3

   Net interest income was 2,285 crore for the quarter ended December 31, 2025 compared to 1,872 crore for the quarter ended December 31, 2024, an increase of 22.1%

4. 4

   Net total income was 2,970 crore for the quarter ended December 31, 2025 compared to 2,499 crore for the quarter ended December 31, 2024, an increase of 18.8%

5. 5

   Profit before tax was 860 crore for the quarter ended December 31, 2025 compared to 641 crore for the quarter ended December 31, 2024, an increase of 34.3%

6. 6

   Profit after tax was 644 crore for the quarter ended December 31, 2025 compared to 472 crore for the quarter ended December 31, 2024, an increase of 36.3%

7. 7

   Profit after tax was 1,793 crore for the nine months ended December 31, 2025 compared to 1,645 crore for the nine months ended December 31, 2024, an increase of 9.0%

8. 8

   Gross Stage 3 loans was at 2.81% as against 2.25% as at December 31, 2024

9. 9

   Net Stage 3 loans was at 1.25% as against 0.90% as at December 31, 2024

10. 10

    Provision Coverage stood at 55.59% on stage 3 assets as against 60.02% as at December 31, 2024