Five-Star Business Finance Ltd

Five-Star Business Finance Ltd has announced the closure of its trading window for dealing in the company's securities. This closure is in compliance with SEBI (Prohibition of Insider Trading) Regulations, 2015, and the company's internal code of conduct. The window will be shut from July 01, 2026, until 48 hours after the declaration and submission of the un-audited financial results for the quarter ended June 30, 2026. During this period, designated persons and their immediate relatives are prohibited from trading in the company's securities. The date for the Board of Directors' meeting to approve these financial results will be communicated separately.

Five-Star Business Finance Ltd has been penalized ₹6,20,000 by the Reserve Bank of India (RBI) via an order dated June 18, 2026, received on June 19, 2026. The penalty stems from alleged failures in implementing a robust software for suspicious transaction identification and reporting, and for not disclosing risk gradation approaches and interest rate rationales in application forms and sanction letters. The company stated the penalty has no material implication and will take corrective actions. The applicable period for the order is the financial year 2024-25.

Wasatch Advisors LP disposed of 1,856,571 shares of Five-Star Business Finance Ltd through open market sales, reducing their holding from 5.4013% to 4.771% of the total share/voting capital. The transaction occurred on May 13, 2026, as disclosed under SEBI Regulations.

Five-Star Business Finance Ltd's Board of Directors, in a meeting held on April 28, 2026, approved amendments to the Code of Fair Disclosure. This action was taken pursuant to Regulation 8 of the Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015, as amended. The updated Code is now accessible on the company's official website for investors.

Five-Star Business Finance Ltd reported unaudited financial results for Q4 and FY26. For Q4 FY26, Profit After Tax (PAT) was ₹269 Cr, a 4% decline YoY, while Assets Under Management (AUM) grew 11% YoY to ₹13,225 Cr. Disbursements for the quarter were ₹1,213 Cr, down 17% YoY but up 24% QoQ. Gross Stage 3 Assets stood at 3.37% and Net Stage 3 Assets at 2.00%. For the full year FY26, PAT increased 2% YoY to ₹1,099 Cr, with AUM also at ₹13,225 Cr. The company noted FY26 was challenging due to asset quality headwinds but highlighted significant improvements in Q4 collection efficiencies (98.1% unique customer, 99.3% x-bucket) and a drop in slippage ratio to 0.70%. A new collection vertical is fully operational from Q1 FY27. The company secured ₹928 Cr incremental debt in Q4 FY26, including $100 Mn from Asian Development Bank.

Five-Star Business Finance Ltd's Board of Directors, based on the Nomination and Remuneration Committee's recommendation, approved the extension of Mr. Jayaraman S's tenure as Chief Risk Officer (Senior Management Personnel) for an additional three years, effective June 1, 2026. Mr. Jayaraman S, a Chartered Accountant with 28 years of experience in Credit, Finance, Treasury, and Indirect Taxation, has been with the company for 5.5 years and has served as CRO since May 2021. The Board meeting was held on April 28, 2026.

Five-Star Business Finance Ltd confirmed nil deviation in the utilization of proceeds from its preferential issue of convertible share warrants for the quarter ended March 31, 2026. The company raised a total of ₹31.57 crore through 4,10,000 share warrants. The upfront consideration of ₹7.89 crore, received on October 24, 2024, has been fully utilized for working capital. The balance consideration of ₹17.90 crore, received on March 23, 2026, from the conversion of 3,10,000 share warrants, remained unutilized as of the quarter end. This statement, reviewed by the Audit Committee, complies with Regulation 32 of SEBI (LODR) Regulations, 2015.

Five-Star Business Finance Ltd's Board of Directors has recommended a final dividend of ₹2 per equity share for the financial year ended March 31, 2026. This represents 200% of the face value (₹1 per share). The recommendation is subject to approval by shareholders at the upcoming 42nd Annual General Meeting. If declared, the dividend will be paid within 30 days from the AGM date to eligible members. The record date for determining eligible shareholders has been fixed as Friday, July 31, 2026.

Five-Star Business Finance Ltd's Board of Directors, at its meeting on April 28, 2026, approved the audited financial results for the quarter and financial year ended March 31, 2026. The statutory auditors, M/s Deloitte Haskins & Sells, issued an unmodified opinion on the audit report. The Board also recommended a final dividend of ₹2 per equity share (200% of face value) for FY26, subject to shareholder approval at the 42nd AGM. The record date for the dividend is July 31, 2026. Additionally, the Board approved a 3-year extension for Mr. Jayaraman S as Chief Risk Officer and amendments to the Code of Fair Disclosures.

Five-Star Business Finance Ltd's Board of Directors, at its meeting on April 28, 2026, approved the audited financial results for the quarter and financial year ended March 31, 2026, with an unmodified audit opinion. The Board also recommended a final dividend of ₹2 per equity share (200% of face value) for FY26, subject to shareholder approval at the 42nd AGM. The record date for this dividend has been fixed as Friday, July 31, 2026. Additionally, the Board approved a three-year extension for Mr. Jayaraman S as Chief Risk Officer, effective June 1, 2026, and amendments to the Code of Fair Disclosures.