JAMMU & KASHMIR BANK LTD.

Jammu & Kashmir Bank Ltd announced that its Board of Directors will convene on Tuesday, August 11, 2026. The primary agenda item for this meeting will be to consider and approve the raising of Tier-I capital by the bank. This move is aimed at strengthening the bank's capital base, potentially supporting future growth and regulatory compliance.

Jammu & Kashmir Bank Ltd has announced that its Board of Directors will convene on August 11, 2026. The primary agenda item for this meeting is to consider and approve the raising of capital, specifically Tier I capital, for the bank. This move is in accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and aims to strengthen the bank's financial position.

Jammu & Kashmir Bank reported a net profit of ₹424.18 Cr for the quarter ended June 30, 2026. The bank's total business crossed ₹3 trillion, with advances growing 25% YoY to ₹130,503 Cr and deposits increasing 17% YoY to ₹173,420 Cr. Net Interest Income rose 2% to ₹1497 Cr, and Operating Profit grew 4.5% to ₹703 Cr. The bank also saw improvements in asset quality, with GNPA declining to 2.37% and NNPA to 0.60%. Capital Adequacy Ratio improved to 16.67%. The MD & CEO highlighted strategic investments for long-term value creation despite margin pressures.

Jammu & Kashmir Bank Ltd has filed a Statement of Deviation & Variation for funds raised through preferential issues. The bank raised ₹250 crores on March 20, 2017, ₹282 crores on June 7, 2017, and ₹500 crores on March 31, 2020. For all these fund-raising events, the bank confirms there has been no deviation or variation in the utilization of funds. The funds were raised to meet the needs of growing business, long-term capital requirements for growth plans, and to maintain Capital Adequacy Ratio as per RBI guidelines. The report is filed for the quarter ended June 30, 2026.

Jammu & Kashmir Bank Ltd has submitted its Integrated Financials for the quarter ended June 30, 2026. The results were approved by the Board of Directors in a meeting held on July 29, 2026. The financial statement was prepared in accordance with Indian Accounting Standards and regulatory guidelines. The auditors have provided a limited review report, noting that certain disclosures related to Basel III Capital Regulations (Pillar 3, Leverage Ratio, Liquidity Coverage Ratio, Net Stable Funding Ratio) were not reviewed as they are available on the bank's website. The auditors found no material misstatements in the reviewed standalone financial results.

Jammu & Kashmir Bank Ltd announced that its Board of Directors has approved the reviewed financial results for the quarter ended June 30, 2026. The results were taken on record during a board meeting held on July 29, 2026. The financial statement, prepared in accordance with Indian accounting standards and RBI guidelines, has undergone a limited review by auditors. The auditors noted that certain disclosures related to Basel III Capital Regulations, Leverage Ratio, Liquidity Coverage Ratio, and Net Stable Funding Ratio were made available on the bank's website and were not part of the reviewed statement.

Jammu & Kashmir Bank Ltd has announced its reviewed financial results for the quarter ended June 30, 2026. The results, which include both standalone and consolidated figures, were approved by the Board of Directors in a meeting held on July 29, 2026. The preparation of these results adheres to Accounting Standard 25 and relevant RBI guidelines. The auditors have provided a limited review report, stating that nothing has come to their attention to suggest material misstatements, except for certain Pillar 3 disclosures under Basel III Capital Regulations which are available on the bank's website.

Jammu & Kashmir Bank Ltd has announced that its Board of Directors will convene on July 29, 2026. The primary agenda for this meeting is to consider and approve the unaudited financial results for the quarter ended June 30, 2026, encompassing both consolidated and standalone statements. In line with SEBI regulations, the trading window for the bank's securities has been closed from July 1, 2026, and will remain shut until July 31, 2026, inclusive.

Jammu & Kashmir Bank Ltd has signed a Share Purchase Agreement (SPA) with MetLife International Holdings, LLC to sell its entire stake of 1,02,47,348 equity shares in PNB MetLife India Insurance Company Limited. This represents 0.50% of the paid-up share capital of PNB MetLife. The sale is executed at a price of ₹117.20 per equity share, aggregating to a total transaction value of ₹120,09,89,186/-. The bank confirmed it has no shareholding in MetLife International Holdings, LLC and the transaction is not a related party transaction. The shares sold are fully paid-up equity shares with a face value of INR 10 each.

Jammu & Kashmir Bank Ltd has appointed Mr. Bansi Lal Saini as its Chief Vigilance Officer (CVO) for a term of three years, effective July 15, 2026. Mr. Saini brings over 30 years of extensive leadership experience from State Bank of India, where he held positions up to General Manager. His expertise spans business transformation, audit, risk management, financial inclusion, and large-scale operations, having managed significant portfolios and workforces. This appointment is in line with SEBI regulations.